Master Product Total Health Plus
When it comes to your family, you want to keep your loved one safe from any unfortunate eventualities. But a sudden illness, a serious accident or a surgery cannot be avoided, and it can lead you to spend your hard earned savings to give your family the best medical attention.
Royal Sundaram brings you Master Product – Total Health Plus – which gives you larger coverage than offered by any basic health insurance.
Who can be covered?
Persons aged 18 years and above can be the Proposer.You can avail this plan to cover yourself, spouse, dependent parents aged upto to 65 years and dependent children aged between 91 days to 21 years.
Coverage options available under Total Health Plus: This Health Insurance Plan gives you the flexibility to get cover both on an individual basis (self, spouse, parents) and as a family (including children).
There are two options available under this plan:
1. Individual Plan
Get cover for yourself, Spouse, Father,Mother and also to any other legal dependents such as brother, sister, mother-in-law, father-in-law, grandfather, grandmother, grand-daughter, grandson, daughter-in-law, son-in-law, under individual Sum insured.
2. Family Floater Plan
If you want to cover yourself and your family members under a single plan, you should go for a Family Floater Plan. The Sum Insured floats among family members.
Dependent children & women aged upto 35 years shall be offered cover under same policy, with other family members.
- Hospitalisation Expenses
- Pre/Post Hospitalisation Expenses
- Ambulance charges
- Master Health Check Up
- Indexation Benefit
- Accident Hospitalisation Benefit
- Maternity Benefit
- Hospital Cash Benefit
- Outpatient Treatment Charges
- Get 10% family discount to cover 3 or more members in same policy
- Get 5% No claim discount on renewal premium
- Cover of Pre-Existing disease after 3 years of continuous insurance
- Avail cover for 147 day care procedure – no need for 24 hours stay
- Up to 50 years – For Sum Insured of Rs.3 lakhs and 4.5 lakhs
- Up to 45 years – For Sum Insured from Rs.3 lakhs and up to Rs.10 lakhs